investment link = life insurance?  

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(@muse01)
New Member
Joined: 2 years ago
Posts: 3
30/08/2017 2:29 pm  

so investment linked insurance is basically life insurance with some returns right? Sorry noob here.


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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
30/08/2017 6:17 pm  
Posted by: Muse01

so investment linked insurance is basically life insurance with some returns right? Sorry noob here.

Yes.

What is actually your concern?Ā 

Adeline


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(@muhammadyazed)
Trusted Member Agent
Joined: 2 years ago
Posts: 93
31/08/2017 8:44 pm  

Return that are not guaranteed.

And return actually in protection are used to cover your contribution premium if lapse (forgot to pay), so that your policy still active.

Muhammad
VMC Membership Takaful Advisor
http://vmcvip.wasap.my/


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(@muse01)
New Member
Joined: 2 years ago
Posts: 3
02/09/2017 12:38 pm  

Ah ok. Just wanted to get confirmation. thks


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(@muhammadyazed)
Trusted Member Agent
Joined: 2 years ago
Posts: 93
07/09/2017 4:52 pm  

Additional information, return in protection are used to absorb any increment in contribution as long as have enough fund so that, company won't issue increment in premium.

So that, your premium (may) not increase.

The increment affected by inflation, cost, and others variable that we as consumer may not able to calculate or handle the information.

So that, let the company do the decision, we as consumer take alert on our insurance/takaful plan whenever company release report to public. Stay alert to company Facebook, websites, or emel or sms received from company.

Muhammad
VMC Membership Takaful Advisor
http://vmcvip.wasap.my/


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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
15/09/2017 11:11 pm  
Posted by: Muse01

so investment linked insurance is basically life insurance with some returns right? Sorry noob here.

If you are looking for life insurance protection only, investment-linked policy might not suits you because the cost of insurance will be increase.Ā 

Adeline


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