medical card question  

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(@loqlaq)
Active Member
Joined: 2 years ago
Posts: 6
07/05/2018 11:08 am  

Hi everyone out there.

I have qeustion. For medical card. if I don want investment link, is the renewal guaranteed? Coz a lot of plans i seen so far no guarantee. So I want to know if any company insurans or takaful offer medical card no investment but with guaranteed renew? Thanks

 


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(@muhammadyazed)
Trusted Member Agent
Joined: 2 years ago
Posts: 93
09/05/2018 8:17 pm  

Hi loqlaq.

I suggest you for Medisavers Plan.

This plan is categorized as General Plan, which is Guarantee Renewal and no Portfolio Withdrawal Clause.

That's mean, Guarantee Renewal. 

Hera are benefits offer by Medisavers Takaful :

1. No annual limit
2. No lifetime limit
3. Room #VIP RM300/night, spacious, comfortable, and #privacy guaranteed
4. Allowance RM150/day
5. Limit RM390,000 per illness
6. Room & Board limit increase 10% every 3 years
7. Limit per disease increase 10% every year
8. Protection up 100 years
9. FREE vouchers for 52 types of medical checks every year
10.  FREE personal accident coverage RM90,000
11. Discount programs & family rebates; spouses, children, parents
12. Fast GL process.
13. GL #worldwide up to USD1,000,000
14. No policy change clause.
15. If refer members, you can refferal commissions.

Feel free to contact me +60176920348 or whatsapp http://vipmedisaverstakaful.wasap.my/

I will assist you for Medisavers Plan

In mean time, feel free to visit facebook page

Muhammad
VMC Membership Takaful Advisor
http://vmcvip.wasap.my/


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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
23/08/2018 4:52 pm  
Posted by: loqlaq

Hi everyone out there.

I have qeustion. For medical card. if I don want investment link, is the renewal guaranteed? Coz a lot of plans i seen so far no guarantee. So I want to know if any company insurans or takaful offer medical card no investment but with guaranteed renew? Thanks

 

Hi, Guess I am late. Hope you are well covered by now. Yes, most insurer nowadays has medical plan guaranteed renew, however, you may read it portfolio withdrawal for most of insurers. I guess very rare of them worded it as guaranteed renew in your policy wording.

Adeline


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(@daniellekuang)
New Member
Joined: 12 months ago
Posts: 1
25/08/2018 5:32 pm  
Hi guess I am a little late here too .There is no fast rules about this. Client has the right to choose any plan they desire however note that from insurer point it does depends on your claim as well. This is to safe guard the interest of everyone in the same pool as well. Remember that insurer is a guardian of your money too. Those in the high claims must be requested to pay more premium , else soon insurer will not have enough funds to pay when you are in need and liable to claim. Prudence practice needs to be taken at all times. After all remember it's public fund and insurance is for rainy days not for profit taking 


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