Life Insurance Recommendation  

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(@ikillnoobyyyy)
New Member
Joined: 2 years ago
Posts: 4
19/07/2017 12:11 pm  

Currently looking to purchase Life Insurance. Have any idea which company should i approached?


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(@yasmin)
New Member
Joined: 2 years ago
Posts: 2
24/07/2017 11:21 pm  

It really depends on what type of life insurance do you want to cover yourself with. For long-term value and perhaps to get returns from the premiums you pay for your life insurance, investment-linked insurance is usually what people go for.

Try looking at Prudential, or Hong Leong Assurance Malaysia.


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(@syahidah-jamil)
Eminent Member Agent
Joined: 2 years ago
Posts: 24
27/07/2017 6:45 pm  
Posted by: ikillnoobyyyy

Currently looking to purchase Life Insurance. Have any idea which company should i approached?

Yes, true what Yazzii has been said. Investment-linked insurance is a hybrid product that can fulfill almost all your insurance need. It is a comprehensive package includes investment part, helping you to save regularly for future. I'm a full time Prudential agent, and if you allow me, I can show you how it works. Here is my contact no +6010 293 5424. Looking forward to hearing from you soon! 👍🏽

~Syahidah


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(@victor-tan)
New Member Agent
Joined: 2 years ago
Posts: 3
02/08/2017 3:16 pm  

Zurich Insurance Agent here. Based in Kelana Jaya. 


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(@daniel-lee)
Active Member Agent
Joined: 2 years ago
Posts: 11
02/08/2017 4:46 pm  

Hi, I am an independent financial adviser that isn't tied to a single insurance companies. Perhaps I can advise you better without any bias. Kindly feel free to contact me at 018 2610 688


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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
02/08/2017 10:41 pm  

Hi Ikill,

You may want consider traditional plan if you are only looking for purely life insurance and it saves your premium. 

Advantage on traditional plan, once you buy, premium log in. Disadvantage, can't cash out as when you need cash, some policy can loan out with interest charges which not recommend. 

Disadvanatge of investment linked plan, cost of insurance increases every year. Advantage is you can cash out whenever you need cash as long you fulfill the minimum maintenance in the account and minimum withdrawal amount. 

Hope it helps.

Adeline


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 Ken
(@ken)
New Member Agent
Joined: 2 years ago
Posts: 2
03/08/2017 11:56 pm  
Posted by: ikillnoobyyyy

Currently looking to purchase Life Insurance. Have any idea which company should i approached?

I think you should really for investment-linked products of Allianz. Some of the advantages is as follows:-

- More transparent

-Premium would not increase for at least 20 years, increase in cost of insurance will be covered by investment's return.

-Can cash out some portion of the cash value in case of emergency.

I am a full time Allianz agent based in KL, contact me at 016-5485407 (whatsapp or direct callling) for a free quotation/ advise/ existing policies review.

Thanks


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(@muhammadyazed)
Trusted Member Agent
Joined: 2 years ago
Posts: 93
09/05/2018 8:39 pm  

Hi there

I suggest you to look into Medisavers Plan.

This plan is categorized as General Plan, which have is Guarantee Renewal and no Portfolio Withdrawal Clause.

That's mean, Guarantee Renewal. 

Hera are benefits offer by Medisavers Takaful :

1. No annual limit
2. No lifetime limit
3. Room #VIP RM300/night, spacious, comfortable, and #privacy guaranteed
4. Allowance RM150/day
5. Limit RM390,000 per illness
6. Room & Board limit increase 10% every 3 years
7. Limit per disease increase 10% every year
8. Protection up 100 years
9. FREE vouchers for 52 types of medical checks every year
10.  FREE personal accident coverage RM90,000
11. Discount programs & family rebates; spouses, children, parents
12. Fast GL process.
13. GL #worldwide up to USD1,000,000
14. No policy change clause.
15. If refer members, you can refferal commissions.

Feel free to contact me +60176920348 or whatsapp  http://vipmedisaverstakaful.wasap.my/

I will assist you for Medisavers Plan

In mean time, feel free to visit facebook page

Muhammad
VMC Membership Takaful Advisor
http://vmcvip.wasap.my/


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