Cheapest car insurance  

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(@intan_s)
Active Member
Joined: 2 years ago
Posts: 5
11/07/2017 11:24 am  

So now with detarification, where can I find best insurance for me? What I know is that insurance companies also not sure yet how to charge! 


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(@saif99)
New Member
Joined: 2 years ago
Posts: 3
11/07/2017 6:00 pm  

My insurance will expire soon. Guess will need to start asking around. I saw someone posting in one of the pages in FB today. Good place to start.

⚠ Honda city v 1.5

⚠ Tahun 2015

⚠ Sum cover RM 60k

⚠ Tak cover windscreen

⚠ NCD 30%

⚠ Owner 27 tahun.

====================

1. Etiqa rm1511.39

2. Ikhas rm1374.91

3. Stmb rm1241.85

4. Allianz rm1416.41

 


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(@jessq_88)
Active Member
Joined: 2 years ago
Posts: 5
11/07/2017 7:41 pm  
Posted by: Saif99

My insurance will expire soon. Guess will need to start asking around. I saw someone posting in one of the pages in FB today. Good place to start.

⚠ Honda city v 1.5

⚠ Tahun 2015

⚠ Sum cover RM 60k

⚠ Tak cover windscreen

⚠ NCD 30%

⚠ Owner 27 tahun.

====================

1. Etiqa rm1511.39

2. Ikhas rm1374.91

3. Stmb rm1241.85

4. Allianz rm1416.41

 

Such a big difference!! That's more than 10% wohh!


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(@ikillnoobyyyy)
New Member
Joined: 2 years ago
Posts: 4
14/07/2017 11:32 am  

Is there anywhere that i can search for a cheaper motor insurance? Any recommendation?

Car Model: Myvi SE 

Year:2014

Sum cover:RM30k

Without Windscreen coverage

My Car Agent propose to me around RM600+... 


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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
02/08/2017 8:04 pm  
Posted by: Intan_s

So now with detarification, where can I find best insurance for me? What I know is that insurance companies also not sure yet how to charge! 

Hi Intan, 

Other than premium, you should look for other benefits also. The insurance company charged based on your vehicle year, your age, gender, claims experience, occupation, model of your car, second name driver age and occupation... etc. 

Hope it helps.

Cheers! 

Adeline


Intan_s liked
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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
02/08/2017 8:07 pm  
Posted by: Saif99

My insurance will expire soon. Guess will need to start asking around. I saw someone posting in one of the pages in FB today. Good place to start.

⚠ Honda city v 1.5

⚠ Tahun 2015

⚠ Sum cover RM 60k

⚠ Tak cover windscreen

⚠ NCD 30%

⚠ Owner 27 tahun.

====================

1. Etiqa rm1511.39

2. Ikhas rm1374.91

3. Stmb rm1241.85

4. Allianz rm1416.41

 

Hi Saif, 

Do you still need a quote? If yes, please email me your car registration card for accurate quote at myeliteagency@gmail.com. 

Thank you! 

Best Regards, Adeline


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(@intan_s)
Active Member
Joined: 2 years ago
Posts: 5
04/08/2017 12:07 am  

Thank you for the replies. I guess my concern is price. A lot of hoo ha been going on about how detariffication will change our premium price.. so just wondering if it will really be different. I haven't started asking around yet. So just wondering if anyone already have any experience.

 


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(@muhammadyazed)
Trusted Member Agent
Joined: 2 years ago
Posts: 93
13/08/2017 3:43 pm  

Actually the premium influenced with :

1. sum covered

2. Vehicle age

3. Vehicle CC

4. Vehicle model

5. Driver age

5. Driver sex

6. Driver occupation

7. Location of car/address registered or where vehicle current location

The major influence in determining premium is sum cover that are valued by ABI-ISM, a company which give car market value. And the value are used by all insurance company (including Takaful too).

Basically

market value = sum cover value

The higher market value, the higher your premium. And the model, your car CC influenced too.

High CC = high premium too.

If you want quotation from Syarikat Takaful Malaysia Berhad (STMB), just whatsapp your geran or cover note to me @ 0176920348.

Muhammad
VMC Membership Takaful Advisor
http://vmcvip.wasap.my/


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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
15/09/2017 11:04 pm  
Posted by: Intan_s

Thank you for the replies. I guess my concern is price. A lot of hoo ha been going on about how detariffication will change our premium price.. so just wondering if it will really be different. I haven't started asking around yet. So just wondering if anyone already have any experience.

 

Yes dear, 

Please aware of the coverage instead of premium itself. 

Do drop me an email for free quote at myeliteagency@gmail.com

Hope it helps. 

Adeline


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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
15/09/2017 11:06 pm  
Posted by: ikillnoobyyyy

Is there anywhere that i can search for a cheaper motor insurance? Any recommendation?

Car Model: Myvi SE 

Year:2014

Sum cover:RM30k

Without Windscreen coverage

My Car Agent propose to me around RM600+... 

Hi I just saw your enquiry. Have you renew or you need another quote? 

Drop me an email myeliteagency@gmail.com, of course no obligation. 

Thanks

Adeline


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(@myeliteagency)
Trusted Member Agent
Joined: 2 years ago
Posts: 58
15/09/2017 11:08 pm  
Posted by: Intan_s

So now with detarification, where can I find best insurance for me? What I know is that insurance companies also not sure yet how to charge! 

Insurer will charge based on your car details and your occupation, gender, location, etc. 

Most important it's still your claims history. Some insurer may charge you same premium but impose some excess (1st loss amount not payable), some might load you for your claims history and some might impose both. 

Drop me an email see if I can help. myeliteagency@gmail.com

Cheers, Adeline


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